Refinancing Question
Question: Hi, We live in California and we are refinancing our home. We are working with a company that advertises that there are no points or fees. In other words it is a "no out-of-pocket money"...
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Question from reporter
Question: Hi All! You may remember me, I posted awhile back about folks who like to sleep with their cats. Now I’m doing another story, this time about "bully cats." There’s a researcher at Cornell who...
View ArticleHow to determine house value before refinancing?
Question: Who are you paying PMI to? With your first mortgage being 80%, I would look into why you are paying mortgage insurance at all. You can request an appraisal, and risk the value of your home...
View Articlesell, rent, rid the debt?
Question: >Funny you should put it that way, because, >well, a few weeks ago I bought thousands of dollars worth of stock because I >thought it would >appreciate fast and I’m at this point...
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Anyone refinancing their home?
Question: Anyone refinancing their home? If yes….. has anyone had experience doing this online? To get best rates available. If yes…. what rate you get and where from? TIA! Response: >Anyone...
View ArticleYou'll Get Your Money if You Wait…
Question: >But wouldn’t one of these have to "sell" <snip> to create a comp.. Yeah, so….? (Eventually, one will.) -v. Response: Yea, but the "q" is, at what price? – Hide quoted text — Show...
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Refinancing ( Second mortgage vs Home equity loan )
Question: AFAIK, you can get cash out and use it as you please, as long as the loan-to-value is less than 100%. Again, you may get stuck with excessive interest rate and/or credit insurance premiums if...
View ArticleRefinance mortgage with a home equity loan?
Question: Today I visited a bank to inquire about refinancing my mortgage. The mortgage has about 17 years to run, has a current principal of over $120,000, and pays interest at 7-1/8%. The bank...
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A DAY IN THE LIFE OF JOE REPUBLICAN
Question: Joe gets up at 6 a.m. and fills his coffeepot with water to prepare his morning coffee. The water is clean and good because some tree-hugging liberal fought for minimum water-quality...
View ArticleTo Any Potential Home Buyers
Question: > > Actually, they couldn’t do that legally or practically. > Actually, it’s done with the vast majority of mortgage loans. I think you misread my post. By "they couldn’t do that" I...
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